What You Should Look for in a Good Bike

A good bike can help your child learn to ride easily. So, you should get the right bike for your kid. Here are some of the most important things to keep in mind when looking for a bike.

Height

The height below your kid’s seam should be between 1″ and 1.5″. You can get this measurement by pinching a book between your child’s legs, raising it to his or her crotch until it’s parallel to the ground. This will help you know the height of the bike top from the floor.

Weight

You need to know how heavy the bike is. It should not be heavier than your kid. Pick a bike that’s about your child’s weight. Most bikes available today are lightweight, making them perfect for preschoolers and toddlers. You can take your child with you to the bike store and allow them to try various bikes.

Size of the Tires

It is also important to know the size of bike tires. Most tires measure between 10″ and 12″. It is best that you pick the 12″ tire, particularly those made of rubber and plastic. If you want something that offers maximum traction and cushion, you can go for pneumatic and foam types. Plastic, rubber and foam tires are not only lightweight, but don’t puncture easily as well. These tires, however, are not ideal for all kinds of terrains.

Brakes

A bike for kids may not need to have brakes, but choosing a bike with brakes is a great idea. Remember that the brakes must be designed in accordance with your kid’s height. Aside from allowing your child to slow down or stop the bike without damaging the soles of their shoes, having brakes will also let them use the bike more easily. This will prevent injuries as well. Brakes are a useful feature that any bike meant for a kid should have.

Turning Limiters

Turning limiters are not exactly a must-have in a bike, but it prevents the handle from turning towards the back. This will prevent the bike from taking sharp turns when your kid is riding the bike. Sharp turns are unsafe as they make handling the bike harder. Turning limiters may not help a lot, but they do reduce the bike’s turning radius.
These are only some of the things that you should consider when looking for a bike. You can check on www.foldingbikezone.com/best-commuter-bike-reasons and be guided.Choose one that would keep your child safe at all times.

Why Baby Leg Warmers Are Becoming a Hot item

baby clothes with leg warmerOne of the newborn baby clothes items that are on the rise are baby leg warmers. They come with a lot of different advantages, but what many parents say is that they choose these for their easy diaper changing capabilities. It’s simple enough to just pull the leg warmers down or off for a diaper change instead of taking off half a bodysuit.

Bodysuits in general are trending less and less, especially among parents who have had a child already. They understand from experience how difficult it is to change diapers when the bodysuit is on, and with newborns filling their diapers so frequently, it’s often in parents’ best interests to go for the simplest solution that lets them change diapers the fastest.

Baby leg warmers are also advantageous newborn baby clothes because of how easily they keep the baby from catching a cold. It’s not just newborns who are benefitting from these leg warmers those and the trend behind them. They are also beneficial for children who are learning to crawl, as the warmers keep their legs from scuffing on the carpet or hard floor. They can crawl around freely without having to worry about marking up their legs on resilient surfaces.

Also trending among newborn baby clothes are footie pajamas, but parents claim these are much harder to find. Even searching trusted retailers like newborn baby clothes doesn’t always yield a lot of choices in footie pajamas, and many parents are having to settle for simple leg warmers when they want something that covers a bit more.

Bodysuits and onesies are still incredibly popular, especially among first-time parents. There are plenty of advantages to using them, but for frequent diaper changes, they may prove too troublesome to be in vogue for much longer. The trend toward more leg warmers selling off the shelves points to parents who are increasingly wanting more convenient options and who don’t have time for hassle and complicated dressing options. Their busy lives in this fast-paced world likely has something to do with why this trend is emerging.

Tax Return Identity Theft

Cases of identity theft seem to be on the rise in recent years. This crime can cause irreparable harm to a person’s credit score and credit worthiness, as well as cause them to lose their tax returns. When the identity theft occurs in terms of a tax return, there are a number of steps that must be taken in order to rectify the situation. This can hold up the return be issued, as well as cause future issues with receiving returns in a timely manner.

Once detected

As soon as the identity theft is detected, the individual will want to get in touch with the fraud department of the IRS. IRS form 14039 is the first step to clearing the situation. The typical process will lead the individual along a trail where they must prove who they are and that they have had their identity stolen.

The next step in the process is to contact credit reporting bureaus in order to have credit reporting frozen. This will also take a certain amount of paperwork in order to substantiate the situation.

The police can also act as a friend. File identity theft reports with the local police agency in order to assure that any negative impact the incident may have on credit scores can be avoided. Finally get in touch with the tax advocate. These individuals are trained to help taxpayers deal with these situations.

Prevention is the key

Individuals who have already been victim to identity theft will attest to the fact that the more the fact will make it easier to reverse the theft if certain things are done beforehand. Many banks and financial institutions have safeguards that can be acquired for very little to no cost at all for their clients. While they cannot guarantee that a theft of one’s identity will never happen, they can get it resolved quicker and with less hassle than if the individual does not enroll.  Protecting your identity with the best credit monitoring service you can afford is one of the more proactive methods you can employ to keep identity thieves at bay.

Another way to prevent identity theft is to get the credit reports one is entitled to every year. Make sure that all of the information is correct and be sure sure to have the bureau fix ambiguities. Keep track of bank records and transactions as well. Many banks will put a flag on the accounts if they know you have been a victim.

The Government is Not Exempt

Phishing expeditions can entail a number of different strategies in order to get an individual’s personal information. One such strategy can be the thief using government logos and business in order to get people to give them their information.

If you or a loved one have been contacted through electronic or phone contacts that a government agency needs your information to absolve a situation, ask questions. Never give out SSA numbers or personal information over the internet or phone. Always make he individuals asking for the information prove who they are and why they need the information.

The outcomes

Identity theft is more than just someone taking your information and using it without your permission. This is a serious crime that can harm an individual for years (and sometimes for their lifetime). Bad credit reports can harm an individual in ways that can prevent them from getting a car, home, or even a job.

Identity theft can prevent the individual from getting the financial help they need to go to college, or even continue getting student loans. It can take years to clear up financial debts, as well as harm the reputation of the individual irreparably. If you have been contacted about an IRS identity theft issue, take it seriously and deal with it.